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Joycelyn Phang

In Touch

A Monthly Curated Newsletter

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

7 personal finance resolutions you'll be able to keep — and how

It’s always nice to start afresh for a new year. That’s why we make promises to ourselves to change a habit or start one, in order to become a better version of ourselves.

 
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An 81-year Harvard Study Says Staying Happy and Mentally Sharp Boils Down to 1 Thing

The key to a happy life is easy to overlook. Ahh, the pursuit of happiness. So many voices in the chorus telling us how to master it. There are psychology-based tricks to happiness, watch-outs for what kills happiness, even equations for happiness.

 
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What Really Makes The Rich Get Richer And The Poor Get Poorer - The Five Laws Of Gold

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Joycelyn Phang
 
 
 
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Testimonials and Referral Notes

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Alvin, Administrative Exec

Joycelyn was referred by one of my working colleague. During our first meeting, she kept the conversation very casual and relaxed. She is very knowledgeable and always follow up with a financial review before recommending suitable product that is within my budget. She won't make you purchase a product under pressure and that's a plus point. Just had another round of financial review yesterday, i can rest assure and aware that i am well insured. She never fails to go the extra mile providing after sales service for her clients. Her response are very prompt as well. If are you looking for a reliable, professional and someone who ways put her clients first. Look no further! Highly recommended!

Kok Ho, Administrative Exec

Joycelyn is extremely efficient and professional, always responding promptly and handling every request with care and accuracy. She has provide clear explanations, helpful advice, and ensure that all processes are smooth, and not making you feel stress to make any decision on their product or service. Once finish the consultation, you can take time for consideration. Their dedication and excellent service give great confidence and peace of mind to clients. 经过整个流程,和巧萱的沟通都很顺利,就像在和朋友普通谈话交流。她不会直接强制销售,而是会透过了解你的个人状况先,再来想出适合你的方案。我相信她也是透过她的专业来分析出合适的方案,决定权还是在顾客手中,如果她给的方案你觉得有压力的话都可以及时提出来和她讨论,她也不会强卖,这点是我就希望的部分~~ 被强逼的感受真的不好 哈哈哈。 希望巧萱继续保持这份热情及精神!可以帮助大家做好人生的财务以及安全保障的规划! 再次感谢巧萱~ 以及祝你身体健康,事事顺心,万事都如意~

Aye Hsu Mon, Nurse

Thank you Joycelyn for your time and effort in explaining every detail of plan that you offer. You are very professional and experienced agent who knows her client needs. You make my financial planning stress free and achievable. ❤️ thanks again Joycelyn.

Zhuo Yi, Engineer

I had the opportunity to meet with Joycelyn recently, and I was impressed by her deep experience and extensive knowledge in financial planning. She explained the information clearly and patiently, taking the time to ensure I fully understood each option. I especially appreciated how she shared real-life examples, which gave me valuable insights and made the concepts much easier to relate to. The solutions she offered were practical and flexible, allowing them to be adjusted based on my own budget and needs. I would confidently recommend Joycelyn to anyone looking for thoughtful and reliable financial advice!

Diana Bakar, Director

I was introduced to Joycelyn by a friend. She is a friendly Financial Advisor helping with my health insurance. Genuinely nice and helpful and prompt to replies and too.

Ashline, Logistics personnel

I’ve always scared to be in touch with insurance, Lucky to get to know Joycelyn through a mutual friend. Joycelyn is a genuine and nice Finiancial consultant that can make you feel at ease and are well aware of your own finiancial planning. During the meet, there was no hard selling involved, only understanding of your goals & needs which was what i needed. I felt comfortable throughout the conversation with her. You know that she knows her product well when she portray confidence and professionalism in her presentation to give the client an assurance that they’re in good hands. Truly recommended her 👍