| There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air. | | Ultimate List of 50 Life Lessons You Must Learn So much of life is wasted on worry, regret, pain, and heartache. Of course, some of this is inevitable and necessary. But I spent too many of my younger days sweating over things I didn't need to sweat about. | | 5 Things That Aren’t Worth Going Into Debt For In some cases, borrowing money helps build wealth. Most people need a mortgage to buy a home, for instance, and student loans allow many people get an education that leads to a career. | | 3 Life Lessons from Funny Baby  | | Proudly Brought to You I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends | | Joycelyn Phang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Joycelyn Phang, All rights reserved. | |  | | Diana Bakar, Director I was introduced to Joycelyn by a friend. She is a friendly Financial Advisor helping with my health insurance. Genuinely nice and helpful and prompt to replies and too. | |  | | Ashline, Logistics personnel I’ve always scared to be in touch with insurance, Lucky to get to know Joycelyn through a mutual friend.
Joycelyn is a genuine and nice Finiancial consultant that can make you feel at ease and are well aware of your own finiancial planning. During the meet, there was no hard selling involved, only understanding of your goals & needs which was what i needed.
I felt comfortable throughout the conversation with her. You know that she knows her product well when she portray confidence and professionalism in her presentation to give the client an assurance that they’re in good hands.
Truly recommended her 👍 | |  | | Jing Yee, Guest service agent I wholeheartedly recommend Joycelyn if you are seeking a knowledgeable and trustworthy professional financial consultant. From the start, Joycelyn was incredibly attentive, taking the time to fully understand my needs and explaining all my options in a clear, straightforward way. Her personalised approach and commitment to finding the best coverage for me made the entire process stress-free.
I truly appreciate how responsive and proactive she is. In future, I will also recommend Joycelyn to all my friends and family, so that the people I love and people who love me will be secured too! | |  | | Shen Hann, Engineer & Calista, Financial Analyst Before meeting Joycelyn, my fiancé and I have had some plannings for our future which we thought were sufficient for the time being. But after meeting with Joycelyn, we learnt things that we never thoroughly considered before and gained more insight into financial planning. I guess there is no harm in listening regardless of how bullet proof you think your plan is! I am glad that I chose to give her a try and eventually went with her proposal. Now I have a peace of mind with the coverage.
Bonus point for Joycelyn as she is not pushy and patient enough to give time for consideration. She’s also quick to provide additional information if you want to dive deeper into the details in all kinds of plans available in the market. This is truly helpful especially for someone who is new to Singapore insurance policies like myself.
Lastly, I really appreciate that Joycelyn would not hesitate to visit you face to face regardless of where you are. This sounds like what a financial planner is obligated to do but I know not all agents can give you response that quickly! | |  | | Ivana, Nurse I was introduced to Joycelyn through my brother, and I’m so glad I got the chance to work with her. From the start, she has been a pleasure to collaborate with, she is very knowledgeable, approachable, and genuinely invested in helping me make the best financial decisions. She takes the time to explain every option clearly, ensuring I feel confident and well-informed. Working with Joycelyn has been an outstanding experience, and I’m truly grateful to know her! | |  | | Yi Qing, Clinic assistant 很庆幸能遇到Joycelyn，以前对保险一窍不通，听了她的解释后就完全明白了👍🏻 她会先了解每个人的情况才给出适合的计划，全程沟通也不会让人觉得压力，真的非常推荐！感恩🫶🏻 | | | | |
