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Joycelyn Phang

In Touch

A Monthly Curated Newsletter

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

7 tips to get healthy habits to stick without getting stressed

Change for the better is a process. Like training for a marathon or learning a new language, improving your wellbeing has to be approached realistically and progressively to work. So sure, you won’t get results overnight, but over time small gains add up. The trick is sticking with it long enough that the new habits you want to incorporate into your day-to-day become automatic..

 
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9 Good Money Habits You Can Form

While you may have ambitious money goals, the key to reaching them is building a collection of smaller everyday habits. By taking baby steps that become second nature over time, you’ll hopefully be able to improve your financial situation. Here are some small habits you can develop today that may help your money grow.

 
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How to Be Happy – 7 Habits of Happy People

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joycelyn Phang
 
 
 
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Testimonials and Referral Notes

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Diana Bakar, Director

I was introduced to Joycelyn by a friend. She is a friendly Financial Advisor helping with my health insurance. Genuinely nice and helpful and prompt to replies and too.

Ashline, Logistics personnel

I’ve always scared to be in touch with insurance, Lucky to get to know Joycelyn through a mutual friend. Joycelyn is a genuine and nice Finiancial consultant that can make you feel at ease and are well aware of your own finiancial planning. During the meet, there was no hard selling involved, only understanding of your goals & needs which was what i needed. I felt comfortable throughout the conversation with her. You know that she knows her product well when she portray confidence and professionalism in her presentation to give the client an assurance that they’re in good hands. Truly recommended her 👍

Jing Yee, Guest service agent

I wholeheartedly recommend Joycelyn if you are seeking a knowledgeable and trustworthy professional financial consultant. From the start, Joycelyn was incredibly attentive, taking the time to fully understand my needs and explaining all my options in a clear, straightforward way. Her personalised approach and commitment to finding the best coverage for me made the entire process stress-free. I truly appreciate how responsive and proactive she is. In future, I will also recommend Joycelyn to all my friends and family, so that the people I love and people who love me will be secured too!

Shen Hann, Engineer & Calista, Financial Analyst

Before meeting Joycelyn, my fiancé and I have had some plannings for our future which we thought were sufficient for the time being. But after meeting with Joycelyn, we learnt things that we never thoroughly considered before and gained more insight into financial planning. I guess there is no harm in listening regardless of how bullet proof you think your plan is! I am glad that I chose to give her a try and eventually went with her proposal. Now I have a peace of mind with the coverage. Bonus point for Joycelyn as she is not pushy and patient enough to give time for consideration. She’s also quick to provide additional information if you want to dive deeper into the details in all kinds of plans available in the market. This is truly helpful especially for someone who is new to Singapore insurance policies like myself. Lastly, I really appreciate that Joycelyn would not hesitate to visit you face to face regardless of where you are. This sounds like what a financial planner is obligated to do but I know not all agents can give you response that quickly!

Ivana, Nurse

I was introduced to Joycelyn through my brother, and I’m so glad I got the chance to work with her. From the start, she has been a pleasure to collaborate with, she is very knowledgeable, approachable, and genuinely invested in helping me make the best financial decisions. She takes the time to explain every option clearly, ensuring I feel confident and well-informed. Working with Joycelyn has been an outstanding experience, and I’m truly grateful to know her!

Yi Qing, Clinic assistant

很庆幸能遇到Joycelyn,以前对保险一窍不通,听了她的解释后就完全明白了👍🏻 她会先了解每个人的情况才给出适合的计划,全程沟通也不会让人觉得压力,真的非常推荐!感恩🫶🏻