| As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future. | | The Relentless Pursuit of Improvement It is no secret that I believe growth is the only guarantee that tomorrow will be better. It is no mystery that I think personal growth is the steppingstone to success for any leader. If you or I want to stay in front of the curve and lead others, then we must do the work that keeps us out front. We must continually improve. But as I seek to improve, there is one thing I know not to chase, and that is perfection. Perfection is a trap. Do not chase perfection as a leader - chase improvement. Make today better than yesterday so tomorrow can be better than today. The relentless pursuit of improvement will take any leader far. | | I used to be jealous of other people's wealth and success - here is how I finally got over it Envy. It is an emotion that we all feel at some point. It is also a really dangerous emotion when we are trying to build a strong financial life. Envy is pure poison to a healthy financial life. After all, envy encourages us to make some pretty poor decisions. Like every other character flaw, however, envy can be overcome. You can directly reduce the envy itself, or you can at least reduce the bad choices you make as a result of envy. Here are seven strategies I use to cut envy out of my own life. | | To reach beyond your limits by training your mind | Marisa Peer | TEDxKCS  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Joycelyn Phang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Joycelyn Phang, All rights reserved. | |  | | Alvin, Administrative Exec Joycelyn was referred by one of my working colleague. During our first meeting, she kept the conversation very casual and relaxed. She is very knowledgeable and always follow up with a financial review before recommending suitable product that is within my budget. She won't make you purchase a product under pressure and that's a plus point.
Just had another round of financial review yesterday, i can rest assure and aware that i am well insured. She never fails to go the extra mile providing after sales service for her clients. Her response are very prompt as well. If are you looking for a reliable, professional and someone who ways put her clients first. Look no further! Highly recommended! | |  | | Kok Ho, Administrative Exec Joycelyn is extremely efficient and professional, always responding promptly and handling every request with care and accuracy. She has provide clear explanations, helpful advice, and ensure that all processes are smooth, and not making you feel stress to make any decision on their product or service. Once finish the consultation, you can take time for consideration. Their dedication and excellent service give great confidence and peace of mind to clients.
经过整个流程，和巧萱的沟通都很顺利，就像在和朋友普通谈话交流。她不会直接强制销售，而是会透过了解你的个人状况先，再来想出适合你的方案。我相信她也是透过她的专业来分析出合适的方案，决定权还是在顾客手中，如果她给的方案你觉得有压力的话都可以及时提出来和她讨论，她也不会强卖，这点是我就希望的部分~~ 被强逼的感受真的不好 哈哈哈。 希望巧萱继续保持这份热情及精神！可以帮助大家做好人生的财务以及安全保障的规划！ 再次感谢巧萱~ 以及祝你身体健康，事事顺心，万事都如意~ | |  | | Aye Hsu Mon, Nurse Thank you Joycelyn for your time and effort in explaining every detail of plan that you offer. You are very professional and experienced agent who knows her client needs. You make my financial planning stress free and achievable. ❤️ thanks again Joycelyn. | |  | | Zhuo Yi, Engineer I had the opportunity to meet with Joycelyn recently, and I was impressed by her deep experience and extensive knowledge in financial planning. She explained the information clearly and patiently, taking the time to ensure I fully understood each option.
I especially appreciated how she shared real-life examples, which gave me valuable insights and made the concepts much easier to relate to. The solutions she offered were practical and flexible, allowing them to be adjusted based on my own budget and needs.
I would confidently recommend Joycelyn to anyone looking for thoughtful and reliable financial advice! | |  | | Diana Bakar, Director I was introduced to Joycelyn by a friend. She is a friendly Financial Advisor helping with my health insurance. Genuinely nice and helpful and prompt to replies and too. | |  | | Ashline, Logistics personnel I’ve always scared to be in touch with insurance, Lucky to get to know Joycelyn through a mutual friend.
Joycelyn is a genuine and nice Finiancial consultant that can make you feel at ease and are well aware of your own finiancial planning. During the meet, there was no hard selling involved, only understanding of your goals & needs which was what i needed.
I felt comfortable throughout the conversation with her. You know that she knows her product well when she portray confidence and professionalism in her presentation to give the client an assurance that they’re in good hands.
Truly recommended her 👍 | | | | |
