| As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future. | | The Relentless Pursuit of Improvement It is no secret that I believe growth is the only guarantee that tomorrow will be better. It is no mystery that I think personal growth is the steppingstone to success for any leader. If you or I want to stay in front of the curve and lead others, then we must do the work that keeps us out front. We must continually improve. But as I seek to improve, there is one thing I know not to chase, and that is perfection. Perfection is a trap. Do not chase perfection as a leader - chase improvement. Make today better than yesterday so tomorrow can be better than today. The relentless pursuit of improvement will take any leader far. | | I used to be jealous of other people's wealth and success - here is how I finally got over it Envy. It is an emotion that we all feel at some point. It is also a really dangerous emotion when we are trying to build a strong financial life. Envy is pure poison to a healthy financial life. After all, envy encourages us to make some pretty poor decisions. Like every other character flaw, however, envy can be overcome. You can directly reduce the envy itself, or you can at least reduce the bad choices you make as a result of envy. Here are seven strategies I use to cut envy out of my own life. | | To reach beyond your limits by training your mind | Marisa Peer | TEDxKCS  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Joycelyn Phang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Joycelyn Phang, All rights reserved. | |  | | Aye Hsu Mon, Nurse Thank you Joycelyn for your time and effort in explaining every detail of plan that you offer. You are very professional and experienced agent who knows her client needs. You make my financial planning stress free and achievable. ❤️ thanks again Joycelyn. | |  | | Zhuo Yi, Engineer I had the opportunity to meet with Joycelyn recently, and I was impressed by her deep experience and extensive knowledge in financial planning. She explained the information clearly and patiently, taking the time to ensure I fully understood each option.
I especially appreciated how she shared real-life examples, which gave me valuable insights and made the concepts much easier to relate to. The solutions she offered were practical and flexible, allowing them to be adjusted based on my own budget and needs.
I would confidently recommend Joycelyn to anyone looking for thoughtful and reliable financial advice! | |  | | Diana Bakar, Director I was introduced to Joycelyn by a friend. She is a friendly Financial Advisor helping with my health insurance. Genuinely nice and helpful and prompt to replies and too. | |  | | Ashline, Logistics personnel I’ve always scared to be in touch with insurance, Lucky to get to know Joycelyn through a mutual friend.
Joycelyn is a genuine and nice Finiancial consultant that can make you feel at ease and are well aware of your own finiancial planning. During the meet, there was no hard selling involved, only understanding of your goals & needs which was what i needed.
I felt comfortable throughout the conversation with her. You know that she knows her product well when she portray confidence and professionalism in her presentation to give the client an assurance that they’re in good hands.
Truly recommended her 👍 | |  | | Jing Yee, Guest service agent I wholeheartedly recommend Joycelyn if you are seeking a knowledgeable and trustworthy professional financial consultant. From the start, Joycelyn was incredibly attentive, taking the time to fully understand my needs and explaining all my options in a clear, straightforward way. Her personalised approach and commitment to finding the best coverage for me made the entire process stress-free.
I truly appreciate how responsive and proactive she is. In future, I will also recommend Joycelyn to all my friends and family, so that the people I love and people who love me will be secured too! | |  | | Shen Hann, Engineer & Calista, Financial Analyst Before meeting Joycelyn, my fiancé and I have had some plannings for our future which we thought were sufficient for the time being. But after meeting with Joycelyn, we learnt things that we never thoroughly considered before and gained more insight into financial planning. I guess there is no harm in listening regardless of how bullet proof you think your plan is! I am glad that I chose to give her a try and eventually went with her proposal. Now I have a peace of mind with the coverage.
Bonus point for Joycelyn as she is not pushy and patient enough to give time for consideration. She’s also quick to provide additional information if you want to dive deeper into the details in all kinds of plans available in the market. This is truly helpful especially for someone who is new to Singapore insurance policies like myself.
Lastly, I really appreciate that Joycelyn would not hesitate to visit you face to face regardless of where you are. This sounds like what a financial planner is obligated to do but I know not all agents can give you response that quickly! | | | | |
