| Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives. | | 7 Ways to Stay Positive Even During the Toughest Times Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff. | | Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively. | | Your brain is wired for negative thoughts. Here's how to change it.  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Joycelyn Phang | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Joycelyn Phang, All rights reserved. | |  | | Alyssa, Vet Tech As a foreigner working in Singapore, having an insurance is very important. Ms. Joycelyn is approachable and friendly, making the whole process comfortable and easy. She is reliable and takes the time to recommend the insurance plan that best suits your needs. She also shares valuable insights about financial planning, which is definitely essential. Thank you, Ms. Joycelyn, for your help and recommendations! 😊 | |  | | Jolie, Nurse I got to know Joycelyn through my friend’s recommendation. I’m very impressed with her responsiveness. Every time I had a question, she got back to me almost immediately with a clear answer. It makes a huge difference knowing I can count on a quick reply. | |  | | Khin, Drafter I had a very pleasant experience with Joycelyn as my financial consultant. She is very patient, friendly, and professional throughout the whole process. She took the time to understand my financial goals and carefully explained the different plans and options available. What I really appreciate is that she never rushed me and made sure I fully understood everything before making any decision.
Her explanations were clear and easy to understand, even for someone who is not very familiar with financial planning. She also answered all my questions patiently and provided helpful advice that suited my needs. | |  | | Vincent, Engineer I had a great first meeting with Joycelyn to discuss my insurance plan. She was patient, clear, and took the time to understand my needs before making any recommendations. I also appreciated her prompt follow-up and willingness to answer my questions. Overall, a very professional and reassuring experience | |  | | Hao Wen, Engineer & Yan, Purchaser Joycelyn 非常专业，对马来西亚和新加坡的保险制度都十分熟悉，让我们这些在新加坡工作的马来西亚人能够更清楚了解两国保险的差异。她也会根据个人的财务能力提供适合的保额建议，让人感到安心和值得信赖。 | |  | | Alvin, Administrative Exec Joycelyn was referred by one of my working colleague. During our first meeting, she kept the conversation very casual and relaxed. She is very knowledgeable and always follow up with a financial review before recommending suitable product that is within my budget. She won't make you purchase a product under pressure and that's a plus point.
Just had another round of financial review yesterday, i can rest assure and aware that i am well insured. She never fails to go the extra mile providing after sales service for her clients. Her response are very prompt as well. If are you looking for a reliable, professional and someone who ways put her clients first. Look no further! Highly recommended! | | | | |
